Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,869 | $93,055-80.8% | $153,741-88.4% | $80,959-77.9% |
| Participation rate | 20.5% | 69.0%-48.5pp | 77.1%-56.6pp | 67.7%-47.2pp |
| Annual return | 15.43% | 19.97%-4.5pp | 15.71%-0.3pp | 35.67%-20.2pp |
| Employer contribution / active EE | $0 | $3,504-100.0% | $5,042-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $311 | $5,172-94.0% | $6,757-95.4% | $4,300-92.8% |
| Admin fee / account holder | $2,633 | $8,881-70.3% | $12,749-79.3% | $6,925-62.0% |