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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,511 | $183,592-44.2% | $155,567-34.1% | $145,959-29.8% |
| Participation rate | 40.0% | 82.7%-42.7pp | 78.2%-38.2pp | 80.3%-40.3pp |
| Annual return | 20.18% | 61.24%-41.1pp | 64.74%-44.6pp | 561.95%-541.8pp |
| Employer contribution / active EE | $3,336 | $5,315-37.2% | $4,674-28.6% | $4,661-28.4% |
| Participant deferral / active EE | $7,247 | $6,464+12.1% | $5,628+28.8% | $6,689+8.4% |
| Admin fee / account holder | $63 | $19,318-99.7% | $15,916-99.6% | $13,398-99.5% |