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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,256 | $142,354-94.9% | $125,529-94.2% | $155,188-95.3% |
| Participation rate | 100.0% | 78.1%+21.9pp | 74.7%+25.3pp | 80.8%+19.2pp |
| Annual return | 20.86% | 306.06%-285.2pp | 202.56%-181.7pp | 148.84%-128.0pp |
| Employer contribution / active EE | $1,504 | $3,501-57.0% | $3,058-50.8% | $4,248-64.6% |
| Participant deferral / active EE | $2,257 | $5,491-58.9% | $4,813-53.1% | $6,531-65.4% |
| Admin fee / account holder | $446 | $19,392-97.7% | $16,298-97.3% | $14,480-96.9% |