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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,256 | $132,099-94.5% | $115,599-93.7% | $138,895-94.8% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.3%+25.7pp | 79.9%+20.1pp |
| Annual return | 20.86% | 176.76%-155.9pp | 111.10%-90.2pp | 145.39%-124.5pp |
| Employer contribution / active EE | $1,504 | $3,416-56.0% | $2,955-49.1% | $4,194-64.1% |
| Participant deferral / active EE | $2,257 | $5,617-59.8% | $4,889-53.8% | $6,396-64.7% |
| Admin fee / account holder | $446 | $15,650-97.2% | $12,841-96.5% | $12,562-96.5% |