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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,348 | $101,618-39.6% | $93,063-34.1% | $137,256-55.3% |
| Participation rate | 90.0% | 74.9%+15.1pp | 72.1%+17.9pp | 80.0%+10.0pp |
| Annual return | 17.50% | 223.95%-206.5pp | 34.15%-16.7pp | 220.34%-202.8pp |
| Employer contribution / active EE | $0 | $2,707-100.0% | $2,476-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $3,916 | $4,279-8.5% | $3,958-1.1% | $6,407-38.9% |
| Admin fee / account holder | $12,566 | $6,198+102.7% | $6,033+108.3% | $12,270+2.4% |