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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,724 | $109,967-53.9% | $97,197-47.8% | $145,877-65.2% |
| Participation rate | 100.0% | 76.0%+24.0pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 16.51% | 244.27%-227.8pp | 75.47%-59.0pp | 551.28%-534.8pp |
| Employer contribution / active EE | $1,304 | $3,077-57.6% | $2,723-52.1% | $4,663-72.0% |
| Participant deferral / active EE | $10,245 | $4,676+119.1% | $4,263+140.3% | $6,691+53.1% |
| Admin fee / account holder | $8,197 | $6,199+32.2% | $5,637+45.4% | $13,402-38.8% |