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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,664 | $29,051+29.6% | $52,425-28.2% | $67,986-44.6% |
| Participation rate | 12.7% | 30.4%-17.7pp | 55.6%-42.9pp | 57.2%-44.5pp |
| Annual return | 24.02% | 24.00%0pp | 302.12%-278.1pp | 31.67%-7.6pp |
| Employer contribution / active EE | $596 | $412+44.7% | $914-34.8% | $2,019-70.5% |
| Participant deferral / active EE | $1,517 | $873+73.8% | $1,790-15.3% | $3,358-54.8% |
| Admin fee / account holder | $205 | $2,113-90.3% | $2,495-91.8% | $3,203-93.6% |