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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,073 | $183,516-16.6% | $155,534-1.6% | $145,884+4.9% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 10.15% | 61.43%-51.3pp | 64.92%-54.8pp | 551.85%-541.7pp |
| Employer contribution / active EE | $5,327 | $5,315+0.2% | $4,675+14.0% | $4,662+14.3% |
| Participant deferral / active EE | $12,370 | $6,467+91.3% | $5,630+119.7% | $6,690+84.9% |
| Admin fee / account holder | $1,485 | $19,293-92.3% | $15,900-90.7% | $13,392-88.9% |