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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,156 | $99,875-46.8% | $146,866-63.8% | $86,983-38.9% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 21.57% | 28.10%-6.5pp | 102.85%-81.3pp | 25.83%-4.3pp |
| Employer contribution / active EE | $8,669 | $3,224+168.9% | $4,425+95.9% | $2,584+235.4% |
| Participant deferral / active EE | $8,123 | $6,322+28.5% | $7,759+4.7% | $4,194+93.7% |
| Admin fee / account holder | $11,245 | $7,838+43.5% | $13,620-17.4% | $7,856+43.1% |