Retirement plan

HOFFMAN & KELLEY 401(K) PLAN

Name: HOFFMAN & KELLEY PLUMBING & HEATING LLC - HOFFMAN & KELLEY 401(K) PLAN (2025) Form 5500
Creator: HOFFMAN & KELLEY PLUMBING & HEATING LLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, HOFFMAN & KELLEY 401(K) PLAN, HOFFMAN & KELLEY PLUMBING & HEATING LLC

HOFFMAN & KELLEY PLUMBING & HEATING LLCEIN 47-4172385Plan #001PY 2025

43 HIGH STREET, SUITE 120 EAST MILL, P.O. BOX 578 - NORTH ANDOVER, MA 01845978-475-3424

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$224K

+34.3% from 2024

Total participants

-11.1% from 2024

Average account balance

$37,369

+56.7% from 2024

Annual return

20.49%

+2.17 pp from 2024

Benchmarks

See 24,949 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants<25

Cohort24,949 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$224K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$37K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

85.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$38K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+20.49%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$2581

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J2F2G2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$15K

$2213 / participant

Other / not subdivided$15K100.0%

% of EOY assets

6.908%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$37,369

$129,737-71.2%

$119,126-68.6%

$154,746-75.9%

Participation rate

71.4%

78.9%-7.4pp

75.8%-4.3pp

80.7%-9.3pp

Annual return

20.49%

379.08%-358.6pp

282.11%-261.6pp

172.34%-151.8pp

Employer contribution / active EE

$2,433

$4,375-44.4%

$4,034-39.7%

$4,379-44.5%

Participant deferral / active EE

$3,039

$5,842-48.0%

$5,318-42.8%

$6,730-54.8%

Admin fee / account holder

$2,581

$11,961-78.4%

$10,693-75.9%

$14,365-82.0%

HOFFMAN & KELLEY 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

HOFFMAN & KELLEY 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion