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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,487 | $100,970-19.3% | $96,576-15.6% | $137,256-40.6% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 44.74% | 38.16%+6.6pp | 38.47%+6.3pp | 220.34%-175.6pp |
| Employer contribution / active EE | $5,456 | $3,809+43.2% | $3,553+53.6% | $4,156+31.3% |
| Participant deferral / active EE | $10,841 | $8,286+30.8% | $7,956+36.3% | $6,407+69.2% |
| Admin fee / account holder | $434 | $11,312-96.2% | $11,381-96.2% | $12,270-96.5% |