Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,362 | $138,393-96.1% | $184,256-97.1% | $80,959-93.4% |
| Participation rate | 45.2% | 83.9%-38.7pp | 86.8%-41.6pp | 67.7%-22.4pp |
| Annual return | 67.42% | 20.01%+47.4pp | 28.85%+38.6pp | 35.67%+31.8pp |
| Employer contribution / active EE | $0 | $4,847-100.0% | $6,427-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $605 | $7,076-91.5% | $9,133-93.4% | $4,300-85.9% |
| Admin fee / account holder | $1,943 | $10,489-81.5% | $13,899-86.0% | $6,925-71.9% |