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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,640 | $68,852-54.0% | $120,524-73.7% | $80,925-60.9% |
| Participation rate | 1.3% | 61.6%-60.3pp | 71.9%-70.7pp | 67.7%-66.4pp |
| Annual return | 13.87% | 23.67%-9.8pp | 107.36%-93.5pp | 35.65%-21.8pp |
| Employer contribution / active EE | $0 | $2,063-100.0% | $3,469-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $4,045 | $3,187+26.9% | $4,994-19.0% | $4,299-5.9% |
| Admin fee / account holder | $5,798 | $5,781+0.3% | $9,440-38.6% | $6,940-16.5% |