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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,198 | $111,814+65.6% | $103,374+79.2% | $145,959+26.9% |
| Participation rate | 12.5% | 77.9%-65.4pp | 74.5%-62.0pp | 80.3%-67.8pp |
| Annual return | 19.50% | 24.77%-5.3pp | 24.89%-5.4pp | 561.95%-542.5pp |
| Employer contribution / active EE | $263 | $4,214-93.8% | $3,869-93.2% | $4,661-94.4% |
| Participant deferral / active EE | $2,618 | $5,618-53.4% | $5,058-48.2% | $6,689-60.9% |
| Admin fee / account holder | $0 | $9,754-100.0% | $8,394-100.0% | $13,398-100.0% |