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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,622 | $73,787-70.7% | $98,716-78.1% | $82,448-73.8% |
| Participation rate | 77.4% | 61.4%+16.0pp | 69.3%+8.1pp | 68.1%+9.3pp |
| Annual return | 16.48% | 18.57%-2.1pp | 31.81%-15.3pp | 41.64%-25.2pp |
| Employer contribution / active EE | $0 | $1,511-100.0% | $2,279-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $4,637 | $3,081+50.5% | $4,048+14.6% | $4,139+12.0% |
| Admin fee / account holder | $8,288 | $6,500+27.5% | $8,703-4.8% | $7,234+14.6% |