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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,490 | $172,111-66.0% | $150,298-61.1% | $137,256-57.4% |
| Participation rate | 81.0% | 81.7%-0.8pp | 77.8%+3.2pp | 80.0%+1.0pp |
| Annual return | 8.17% | 69.37%-61.2pp | 62.79%-54.6pp | 220.34%-212.2pp |
| Employer contribution / active EE | $5,335 | $4,636+15.1% | $4,154+28.4% | $4,156+28.4% |
| Participant deferral / active EE | $4,009 | $6,166-35.0% | $5,453-26.5% | $6,407-37.4% |
| Admin fee / account holder | $9,461 | $16,471-42.6% | $14,116-33.0% | $12,270-22.9% |