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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,490 | $185,312-68.4% | $161,489-63.8% | $154,746-62.2% |
| Participation rate | 81.0% | 82.5%-1.5pp | 78.7%+2.3pp | 80.7%+0.3pp |
| Annual return | 8.17% | 103.84%-95.7pp | 89.72%-81.5pp | 172.34%-164.2pp |
| Employer contribution / active EE | $5,335 | $4,769+11.9% | $4,268+25.0% | $4,379+21.8% |
| Participant deferral / active EE | $4,009 | $6,350-36.9% | $5,630-28.8% | $6,730-40.4% |
| Admin fee / account holder | $9,461 | $18,654-49.3% | $16,006-40.9% | $14,365-34.1% |