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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,626 | $160,070-86.5% | $147,117-85.3% | $145,897-85.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 13.66% | 98.69%-85.0pp | 420.54%-406.9pp | 552.29%-538.6pp |
| Employer contribution / active EE | $4,198 | $5,285-20.6% | $4,932-14.9% | $4,663-10.0% |
| Participant deferral / active EE | $6,053 | $8,419-28.1% | $8,065-24.9% | $6,689-9.5% |
| Admin fee / account holder | $573 | $15,035-96.2% | $12,993-95.6% | $13,390-95.7% |