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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,767 | $111,535-32.1% | $105,223-28.0% | $137,256-44.8% |
| Participation rate | 50.0% | 78.1%-28.1pp | 75.0%-25.0pp | 80.0%-30.0pp |
| Annual return | 21.92% | 237.85%-215.9pp | 180.65%-158.7pp | 220.34%-198.4pp |
| Employer contribution / active EE | $9,198 | $3,939+133.5% | $3,689+149.4% | $4,156+121.3% |
| Participant deferral / active EE | $7,000 | $5,500+27.3% | $5,072+38.0% | $6,407+9.3% |
| Admin fee / account holder | $10,847 | $9,721+11.6% | $8,859+22.4% | $12,270-11.6% |