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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,454 | $102,422-28.3% | $147,117-50.1% | $80,959-9.3% |
| Participation rate | 62.2% | 75.9%-13.7pp | 82.2%-20.0pp | 67.7%-5.5pp |
| Annual return | 19.38% | 135.16%-115.8pp | 420.54%-401.2pp | 35.67%-16.3pp |
| Employer contribution / active EE | $2,652 | $3,717-28.6% | $4,932-46.2% | $2,757-3.8% |
| Participant deferral / active EE | $5,551 | $6,652-16.6% | $8,065-31.2% | $4,300+29.1% |
| Admin fee / account holder | $270 | $7,953-96.6% | $12,993-97.9% | $6,925-96.1% |