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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,677 | $106,749-16.0% | $145,433-38.3% | $82,448+8.8% |
| Participation rate | 64.9% | 75.6%-10.8pp | 82.1%-17.3pp | 68.1%-3.2pp |
| Annual return | 15.39% | 27.59%-12.2pp | 66.58%-51.2pp | 41.64%-26.3pp |
| Employer contribution / active EE | $2,546 | $3,444-26.1% | $4,554-44.1% | $2,551-0.2% |
| Participant deferral / active EE | $5,758 | $6,519-11.7% | $7,897-27.1% | $4,139+39.1% |
| Admin fee / account holder | $6 | $8,390-99.9% | $13,129-100.0% | $7,234-99.9% |