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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,392 | $183,627-74.2% | $155,602-69.5% | $145,978-67.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 16.65% | 61.32%-44.7pp | 64.81%-48.2pp | 550.52%-533.9pp |
| Employer contribution / active EE | $3,935 | $5,316-26.0% | $4,675-15.8% | $4,662-15.6% |
| Participant deferral / active EE | $6,589 | $6,466+1.9% | $5,629+17.1% | $6,690-1.5% |
| Admin fee / account holder | $2,166 | $19,327-88.8% | $15,923-86.4% | $13,400-83.8% |