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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,069 | $57,590-0.9% | $86,233-33.8% | $82,448-30.8% |
| Participation rate | 66.7% | 57.9%+8.8pp | 69.0%-2.4pp | 68.1%-1.4pp |
| Annual return | 26.38% | 22.41%+4.0pp | 61.39%-35.0pp | 41.64%-15.3pp |
| Employer contribution / active EE | $4,875 | $1,655+194.5% | $2,504+94.7% | $2,551+91.1% |
| Participant deferral / active EE | $6,663 | $3,080+116.3% | $4,559+46.2% | $4,139+61.0% |
| Admin fee / account holder | $2,531 | $4,730-46.5% | $8,342-69.7% | $7,234-65.0% |