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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,458 | $110,137-45.1% | $161,149-62.5% | $82,637-26.8% |
| Participation rate | 84.0% | 72.4%+11.6pp | 78.8%+5.2pp | 68.1%+15.9pp |
| Annual return | 22.35% | 20.69%+1.7pp | 21.16%+1.2pp | 53.51%-31.2pp |
| Employer contribution / active EE | $4,149 | $2,856+45.3% | $4,360-4.8% | $2,552+62.6% |
| Participant deferral / active EE | $6,040 | $4,575+32.0% | $6,153-1.8% | $4,126+46.4% |
| Admin fee / account holder | $5,999 | $9,467-36.6% | $15,194-60.5% | $7,339-18.3% |