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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,568 | $166,131-9.4% | $164,975-8.7% | $145,877+3.2% |
| Participation rate | 50.0% | 82.0%-32.0pp | 78.6%-28.6pp | 80.3%-30.3pp |
| Annual return | 10.65% | 100.37%-89.7pp | 70.12%-59.5pp | 551.28%-540.6pp |
| Employer contribution / active EE | $9,751 | $5,276+84.8% | $4,343+124.5% | $4,663+109.1% |
| Participant deferral / active EE | $15,651 | $6,962+124.8% | $6,033+159.4% | $6,691+133.9% |
| Admin fee / account holder | $1,442 | $16,648-91.3% | $12,688-88.6% | $13,402-89.2% |