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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,568 | $166,268-9.4% | $165,100-8.8% | $145,897+3.2% |
| Participation rate | 50.0% | 82.0%-32.0pp | 78.6%-28.6pp | 80.3%-30.3pp |
| Annual return | 10.65% | 100.52%-89.9pp | 70.21%-59.6pp | 552.29%-541.6pp |
| Employer contribution / active EE | $9,751 | $5,284+84.5% | $4,348+124.3% | $4,663+109.1% |
| Participant deferral / active EE | $15,651 | $6,964+124.7% | $6,035+159.3% | $6,689+134.0% |
| Admin fee / account holder | $1,442 | $16,659-91.3% | $12,696-88.6% | $13,390-89.2% |