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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,069 | $129,737-21.3% | $119,126-14.3% | $154,746-34.0% |
| Participation rate | 92.3% | 78.9%+13.5pp | 75.8%+16.5pp | 80.7%+11.6pp |
| Annual return | 19.87% | 379.08%-359.2pp | 282.11%-262.2pp | 172.34%-152.5pp |
| Employer contribution / active EE | $4,962 | $4,375+13.4% | $4,034+23.0% | $4,379+13.3% |
| Participant deferral / active EE | $11,830 | $5,842+102.5% | $5,318+122.4% | $6,730+75.8% |
| Admin fee / account holder | $10,375 | $11,961-13.3% | $10,693-3.0% | $14,365-27.8% |