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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,069 | $171,492-40.5% | $150,734-32.3% | $198,609-48.6% |
| Participation rate | 92.3% | 81.4%+10.9pp | 78.4%+13.9pp | 82.4%+9.9pp |
| Annual return | 19.87% | 804.70%-784.8pp | 600.81%-580.9pp | 202.70%-182.8pp |
| Employer contribution / active EE | $4,962 | $5,470-9.3% | $4,918+0.9% | $5,055-1.8% |
| Participant deferral / active EE | $11,830 | $6,259+89.0% | $5,610+110.9% | $6,977+69.6% |
| Admin fee / account holder | $10,375 | $17,628-41.1% | $14,905-30.4% | $19,030-45.5% |