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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,606 | $160,028-84.6% | $147,080-83.3% | $145,884-83.1% |
| Participation rate | 72.2% | 84.0%-11.8pp | 82.2%-10.0pp | 80.3%-8.1pp |
| Annual return | 15.18% | 98.60%-83.4pp | 420.17%-405.0pp | 551.85%-536.7pp |
| Employer contribution / active EE | $2,360 | $5,286-55.4% | $4,933-52.2% | $4,662-49.4% |
| Participant deferral / active EE | $5,382 | $8,422-36.1% | $8,066-33.3% | $6,690-19.5% |
| Admin fee / account holder | $3,213 | $15,030-78.6% | $12,989-75.3% | $13,392-76.0% |