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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,990 | $156,616-75.7% | $133,346-71.5% | $198,609-80.9% |
| Participation rate | 72.7% | 77.7%-5.0pp | 72.8%-0.1pp | 82.4%-9.7pp |
| Annual return | 22.02% | 44.25%-22.2pp | 36.85%-14.8pp | 202.70%-180.7pp |
| Employer contribution / active EE | $2,505 | $3,368-25.6% | $2,853-12.2% | $5,055-50.5% |
| Participant deferral / active EE | $4,450 | $4,920-9.6% | $4,332+2.7% | $6,977-36.2% |
| Admin fee / account holder | $2,220 | $17,468-87.3% | $14,264-84.4% | $19,030-88.3% |