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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,467 | $183,539-42.0% | $155,556-31.6% | $145,897-27.0% |
| Participation rate | 66.7% | 82.7%-16.0pp | 78.2%-11.6pp | 80.3%-13.6pp |
| Annual return | 15.10% | 61.31%-46.2pp | 64.84%-49.7pp | 552.29%-537.2pp |
| Employer contribution / active EE | $2,046 | $5,315-61.5% | $4,675-56.3% | $4,663-56.1% |
| Participant deferral / active EE | $8,832 | $6,467+36.6% | $5,631+56.8% | $6,689+32.0% |
| Admin fee / account holder | $28 | $19,275-99.9% | $15,885-99.8% | $13,390-99.8% |