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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $284,735 | $108,942+161.4% | $100,415+183.6% | $145,897+95.2% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 11.29% | 58.27%-47.0pp | 49.47%-38.2pp | 552.29%-541.0pp |
| Employer contribution / active EE | $29,746 | $4,422+572.7% | $3,943+654.4% | $4,663+538.0% |
| Participant deferral / active EE | $9,239 | $8,461+9.2% | $8,091+14.2% | $6,689+38.1% |
| Admin fee / account holder | $959 | $9,702-90.1% | $7,906-87.9% | $13,390-92.8% |