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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $341,764 | $172,111+98.6% | $150,298+127.4% | $137,256+149.0% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | -14.14% | 69.37%-83.5pp | 62.79%-76.9pp | 220.34%-234.5pp |
| Employer contribution / active EE | $3,809 | $4,636-17.8% | $4,154-8.3% | $4,156-8.3% |
| Participant deferral / active EE | $10,074 | $6,166+63.4% | $5,453+84.8% | $6,407+57.2% |
| Admin fee / account holder | $385 | $16,471-97.7% | $14,116-97.3% | $12,270-96.9% |