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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,529 | $154,228-53.0% | $145,433-50.1% | $137,256-47.2% |
| Participation rate | 83.3% | 83.8%-0.5pp | 82.1%+1.2pp | 80.0%+3.4pp |
| Annual return | 19.74% | 74.59%-54.8pp | 66.58%-46.8pp | 220.34%-200.6pp |
| Employer contribution / active EE | $7,069 | $4,804+47.1% | $4,554+55.2% | $4,156+70.1% |
| Participant deferral / active EE | $9,951 | $8,216+21.1% | $7,897+26.0% | $6,407+55.3% |
| Admin fee / account holder | $34,542 | $14,344+140.8% | $13,129+163.1% | $12,270+181.5% |