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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,127 | $183,516-71.6% | $155,534-66.5% | $145,884-64.3% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 27.88% | 61.43%-33.5pp | 64.92%-37.0pp | 551.85%-524.0pp |
| Employer contribution / active EE | $7,182 | $5,315+35.1% | $4,675+53.6% | $4,662+54.0% |
| Participant deferral / active EE | $8,999 | $6,467+39.2% | $5,630+59.8% | $6,690+34.5% |
| Admin fee / account holder | $2,435 | $19,293-87.4% | $15,900-84.7% | $13,392-81.8% |