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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,099 | $183,516-66.2% | $155,534-60.1% | $145,884-57.4% |
| Participation rate | 70.0% | 82.7%-12.7pp | 78.2%-8.2pp | 80.3%-10.3pp |
| Annual return | 27.70% | 61.43%-33.7pp | 64.92%-37.2pp | 551.85%-524.2pp |
| Employer contribution / active EE | $992 | $5,315-81.3% | $4,675-78.8% | $4,662-78.7% |
| Participant deferral / active EE | $4,725 | $6,467-26.9% | $5,630-16.1% | $6,690-29.4% |
| Admin fee / account holder | $1,975 | $19,293-89.8% | $15,900-87.6% | $13,392-85.3% |