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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,807 | $96,233-75.3% | $137,474-82.7% | $94,015-74.7% |
| Participation rate | 96.6% | 78.3%+18.2pp | 83.5%+13.0pp | 70.8%+25.7pp |
| Annual return | 15.24% | 16.05%-0.8pp | 11.53%+3.7pp | 17.84%-2.6pp |
| Employer contribution / active EE | $2,430 | $3,713-34.6% | $5,048-51.9% | $2,790-12.9% |
| Participant deferral / active EE | $3,434 | $5,018-31.6% | $6,155-44.2% | $4,249-19.2% |
| Admin fee / account holder | $4,159 | $7,029-40.8% | $10,602-60.8% | $8,951-53.5% |