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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,807 | $96,052-75.2% | $118,106-79.8% | $87,485-72.8% |
| Participation rate | 96.6% | 77.0%+19.5pp | 81.9%+14.7pp | 68.9%+27.6pp |
| Annual return | 15.24% | 24.16%-8.9pp | 19.44%-4.2pp | 26.06%-10.8pp |
| Employer contribution / active EE | $2,430 | $3,939-38.3% | $4,698-48.3% | $2,596-6.4% |
| Participant deferral / active EE | $3,434 | $5,793-40.7% | $6,619-48.1% | $4,274-19.6% |
| Admin fee / account holder | $4,159 | $7,618-45.4% | $8,973-53.7% | $7,775-46.5% |