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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,643 | $156,398-56.7% | $147,318-54.1% | $138,895-51.3% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 24.18% | 78.75%-54.6pp | 70.43%-46.3pp | 145.39%-121.2pp |
| Employer contribution / active EE | $15,284 | $4,853+214.9% | $4,593+232.8% | $4,194+264.4% |
| Participant deferral / active EE | $17,367 | $8,237+110.8% | $7,906+119.7% | $6,396+171.5% |
| Admin fee / account holder | $325 | $14,976-97.8% | $13,708-97.6% | $12,562-97.4% |