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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,154 | $95,453-35.9% | $112,040-45.4% | $82,448-25.8% |
| Participation rate | 83.3% | 72.8%+10.6pp | 76.5%+6.8pp | 68.1%+15.3pp |
| Annual return | 8.65% | 23.92%-15.3pp | 24.52%-15.9pp | 41.64%-33.0pp |
| Employer contribution / active EE | $2,083 | $2,318-10.1% | $2,954-29.5% | $2,551-18.3% |
| Participant deferral / active EE | $4,154 | $4,224-1.7% | $5,098-18.5% | $4,139+0.4% |
| Admin fee / account holder | $39,038 | $9,013+333.1% | $12,098+222.7% | $7,234+439.6% |