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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,914 | $108,911-48.7% | $100,392-44.3% | $145,884-61.7% |
| Participation rate | 81.3% | 83.0%-1.7pp | 81.5%-0.3pp | 80.3%+0.9pp |
| Annual return | 17.83% | 58.23%-40.4pp | 49.45%-31.6pp | 551.85%-534.0pp |
| Employer contribution / active EE | $4,917 | $4,420+11.3% | $3,941+24.8% | $4,662+5.5% |
| Participant deferral / active EE | $12,670 | $8,459+49.8% | $8,090+56.6% | $6,690+89.4% |
| Admin fee / account holder | $4,863 | $9,698-49.9% | $7,904-38.5% | $13,392-63.7% |