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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,546 | $102,609-21.5% | $98,090-17.9% | $138,895-42.0% |
| Participation rate | 91.7% | 82.8%+8.9pp | 81.5%+10.1pp | 79.9%+11.7pp |
| Annual return | 21.25% | 36.44%-15.2pp | 37.05%-15.8pp | 145.39%-124.1pp |
| Employer contribution / active EE | $6,609 | $3,867+70.9% | $3,606+83.3% | $4,194+57.6% |
| Participant deferral / active EE | $17,090 | $8,167+109.3% | $7,845+117.9% | $6,396+167.2% |
| Admin fee / account holder | $893 | $11,434-92.2% | $11,815-92.4% | $12,562-92.9% |