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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,652 | $209,336-52.9% | $197,124-50.0% | $137,256-28.1% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 20.64% | 48.09%-27.5pp | 44.34%-23.7pp | 220.34%-199.7pp |
| Employer contribution / active EE | $8,792 | $6,591+33.4% | $6,227+41.2% | $4,156+111.5% |
| Participant deferral / active EE | $22,080 | $9,614+129.7% | $9,135+141.7% | $6,407+244.6% |
| Admin fee / account holder | $960 | $17,308-94.5% | $16,298-94.1% | $12,270-92.2% |