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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,080 | $172,111+4.0% | $150,298+19.1% | $137,256+30.5% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 32.60% | 69.37%-36.8pp | 62.79%-30.2pp | 220.34%-187.7pp |
| Employer contribution / active EE | $12,651 | $4,636+172.9% | $4,154+204.5% | $4,156+204.4% |
| Participant deferral / active EE | $7,319 | $6,166+18.7% | $5,453+34.2% | $6,407+14.2% |
| Admin fee / account holder | $964 | $16,471-94.2% | $14,116-93.2% | $12,270-92.1% |