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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,103 | $172,111-68.0% | $150,298-63.3% | $137,256-59.9% |
| Participation rate | 50.0% | 81.7%-31.7pp | 77.8%-27.8pp | 80.0%-30.0pp |
| Annual return | 24.13% | 69.37%-45.2pp | 62.79%-38.7pp | 220.34%-196.2pp |
| Employer contribution / active EE | $3,335 | $4,636-28.1% | $4,154-19.7% | $4,156-19.8% |
| Participant deferral / active EE | $5,399 | $6,166-12.4% | $5,453-1.0% | $6,407-15.7% |
| Admin fee / account holder | $0 | $16,471-100.0% | $14,116-100.0% | $12,270-100.0% |