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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,111 | $154,228-67.5% | $145,433-65.5% | $137,256-63.5% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 147.41% | 74.59%+72.8pp | 66.58%+80.8pp | 220.34%-72.9pp |
| Employer contribution / active EE | $3,900 | $4,804-18.8% | $4,554-14.4% | $4,156-6.2% |
| Participant deferral / active EE | $9,364 | $8,216+14.0% | $7,897+18.6% | $6,407+46.2% |
| Admin fee / account holder | $1,191 | $14,344-91.7% | $13,129-90.9% | $12,270-90.3% |