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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,757 | $107,809-20.5% | $97,032-11.6% | $155,188-44.7% |
| Participation rate | 60.0% | 75.5%-15.5pp | 71.6%-11.6pp | 80.8%-20.8pp |
| Annual return | 17.08% | 38.06%-21.0pp | 35.38%-18.3pp | 148.84%-131.8pp |
| Employer contribution / active EE | $1,666 | $2,911-42.8% | $2,629-36.6% | $4,248-60.8% |
| Participant deferral / active EE | $3,562 | $5,129-30.6% | $4,672-23.8% | $6,531-45.5% |
| Admin fee / account holder | $6,097 | $10,717-43.1% | $9,418-35.3% | $14,480-57.9% |