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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,959 | $106,524+6.0% | $152,301-25.8% | $87,485+29.1% |
| Participation rate | 96.4% | 75.8%+20.7pp | 82.4%+14.0pp | 68.9%+27.5pp |
| Annual return | 27.43% | 26.89%+0.5pp | 80.50%-53.1pp | 26.06%+1.4pp |
| Employer contribution / active EE | $2,453 | $3,371-27.2% | $4,624-47.0% | $2,596-5.5% |
| Participant deferral / active EE | $9,489 | $6,525+45.4% | $8,004+18.6% | $4,274+122.0% |
| Admin fee / account holder | $2,141 | $8,287-74.2% | $14,398-85.1% | $7,775-72.5% |