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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,137 | $159,934-68.0% | $147,005-65.2% | $145,959-65.0% |
| Participation rate | 58.3% | 84.0%-25.7pp | 82.2%-23.8pp | 80.3%-22.0pp |
| Annual return | 21.53% | 98.24%-76.7pp | 418.76%-397.2pp | 561.95%-540.4pp |
| Employer contribution / active EE | $10,775 | $5,287+103.8% | $4,934+118.4% | $4,661+131.2% |
| Participant deferral / active EE | $4,224 | $8,427-49.9% | $8,070-47.7% | $6,689-36.8% |
| Admin fee / account holder | $127 | $15,053-99.2% | $13,006-99.0% | $13,398-99.1% |