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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,137 | $160,040-68.0% | $147,096-65.2% | $145,877-64.9% |
| Participation rate | 58.3% | 84.0%-25.7pp | 82.2%-23.8pp | 80.3%-22.0pp |
| Annual return | 21.53% | 98.49%-77.0pp | 419.75%-398.2pp | 551.28%-529.8pp |
| Employer contribution / active EE | $10,775 | $5,289+103.7% | $4,936+118.3% | $4,663+131.1% |
| Participant deferral / active EE | $4,224 | $8,429-49.9% | $8,071-47.7% | $6,691-36.9% |
| Admin fee / account holder | $127 | $15,050-99.2% | $13,005-99.0% | $13,402-99.1% |