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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,376 | $48,337+33.2% | $67,560-4.7% | $80,959-20.5% |
| Participation rate | 68.5% | 66.4%+2.1pp | 72.9%-4.4pp | 67.7%+0.9pp |
| Annual return | 15.96% | 18.26%-2.3pp | 3533.50%-3517.5pp | 35.67%-19.7pp |
| Employer contribution / active EE | $5,495 | $2,023+171.7% | $2,737+100.8% | $2,757+99.3% |
| Participant deferral / active EE | $4,496 | $2,928+53.5% | $4,004+12.3% | $4,300+4.5% |
| Admin fee / account holder | $1,242 | $3,695-66.4% | $3,994-68.9% | $6,925-82.1% |