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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,195 | $129,737-92.9% | $119,126-92.3% | $154,746-94.1% |
| Participation rate | 85.7% | 78.9%+6.9pp | 75.8%+10.0pp | 80.7%+5.0pp |
| Annual return | 18.17% | 379.08%-360.9pp | 282.11%-263.9pp | 172.34%-154.2pp |
| Employer contribution / active EE | $1,338 | $4,375-69.4% | $4,034-66.8% | $4,379-69.4% |
| Participant deferral / active EE | $2,706 | $5,842-53.7% | $5,318-49.1% | $6,730-59.8% |
| Admin fee / account holder | $658 | $11,961-94.5% | $10,693-93.9% | $14,365-95.4% |