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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,599 | $110,337-73.2% | $102,383-71.1% | $145,877-79.7% |
| Participation rate | 91.7% | 77.9%+13.7pp | 74.5%+17.2pp | 80.3%+11.4pp |
| Annual return | 10.56% | 24.83%-14.3pp | 24.94%-14.4pp | 551.28%-540.7pp |
| Employer contribution / active EE | $1,936 | $4,216-54.1% | $3,870-50.0% | $4,663-58.5% |
| Participant deferral / active EE | $4,943 | $5,621-12.1% | $5,060-2.3% | $6,691-26.1% |
| Admin fee / account holder | $5,609 | $9,750-42.5% | $8,391-33.2% | $13,402-58.2% |