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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,099 | $117,895-65.1% | $102,460-59.9% | $145,897-71.8% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 13.05% | 31.92%-18.9pp | 29.47%-16.4pp | 552.29%-539.2pp |
| Employer contribution / active EE | $5,011 | $3,619+38.5% | $3,025+65.7% | $4,663+7.5% |
| Participant deferral / active EE | $18,756 | $5,736+227.0% | $5,056+270.9% | $6,689+180.4% |
| Admin fee / account holder | $2,282 | $13,353-82.9% | $9,460-75.9% | $13,390-83.0% |