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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,295 | $97,289+86.3% | $92,805+95.3% | $155,188+16.8% |
| Participation rate | 88.2% | 84.2%+4.1pp | 83.5%+4.7pp | 80.8%+7.4pp |
| Annual return | 16.92% | 29.03%-12.1pp | 31.59%-14.7pp | 148.84%-131.9pp |
| Employer contribution / active EE | $4,908 | $3,632+35.1% | $3,424+43.3% | $4,248+15.5% |
| Participant deferral / active EE | $13,873 | $8,795+57.7% | $8,448+64.2% | $6,531+112.4% |
| Admin fee / account holder | $5,395 | $12,015-55.1% | $10,911-50.6% | $14,480-62.7% |