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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,359 | $178,174-68.9% | $156,181-64.6% | $137,256-59.7% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 14.88% | 84.19%-69.3pp | 64.87%-50.0pp | 220.34%-205.5pp |
| Employer contribution / active EE | $4,683 | $4,972-5.8% | $4,294+9.1% | $4,156+12.7% |
| Participant deferral / active EE | $2,685 | $6,888-61.0% | $6,132-56.2% | $6,407-58.1% |
| Admin fee / account holder | $1,435 | $17,404-91.8% | $14,586-90.2% | $12,270-88.3% |