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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,961 | $209,336-69.9% | $197,124-68.1% | $137,256-54.1% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 24.78% | 48.09%-23.3pp | 44.34%-19.6pp | 220.34%-195.6pp |
| Employer contribution / active EE | $8,268 | $6,591+25.5% | $6,227+32.8% | $4,156+98.9% |
| Participant deferral / active EE | $9,057 | $9,614-5.8% | $9,135-0.9% | $6,407+41.4% |
| Admin fee / account holder | $2,031 | $17,308-88.3% | $16,298-87.5% | $12,270-83.4% |