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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,125 | $172,111-67.4% | $150,298-62.7% | $137,256-59.1% |
| Participation rate | 31.6% | 81.7%-50.1pp | 77.8%-46.2pp | 80.0%-48.4pp |
| Annual return | 17.92% | 69.37%-51.5pp | 62.79%-44.9pp | 220.34%-202.4pp |
| Employer contribution / active EE | $1,436 | $4,636-69.0% | $4,154-65.4% | $4,156-65.5% |
| Participant deferral / active EE | $2,597 | $6,166-57.9% | $5,453-52.4% | $6,407-59.5% |
| Admin fee / account holder | $477 | $16,471-97.1% | $14,116-96.6% | $12,270-96.1% |