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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,358 | $76,785-73.5% | $56,441-63.9% | $145,959-86.1% |
| Participation rate | 21.1% | 63.2%-42.2pp | 52.5%-31.4pp | 80.3%-59.2pp |
| Annual return | 14.23% | 3000.51%-2986.3pp | 1704.21%-1690.0pp | 561.95%-547.7pp |
| Employer contribution / active EE | $607 | $1,381-56.0% | $1,039-41.5% | $4,661-87.0% |
| Participant deferral / active EE | $1,105 | $2,624-57.9% | $1,953-43.4% | $6,689-83.5% |
| Admin fee / account holder | $844 | $3,334-74.7% | $2,829-70.2% | $13,398-93.7% |