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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,358 | $76,519-73.4% | $56,025-63.7% | $145,897-86.0% |
| Participation rate | 21.1% | 63.2%-42.2pp | 52.5%-31.5pp | 80.3%-59.3pp |
| Annual return | 14.23% | 3017.03%-3002.8pp | 1712.69%-1698.5pp | 552.29%-538.1pp |
| Employer contribution / active EE | $607 | $1,383-56.1% | $1,042-41.7% | $4,663-87.0% |
| Participant deferral / active EE | $1,105 | $2,624-57.9% | $1,955-43.5% | $6,689-83.5% |
| Admin fee / account holder | $844 | $3,331-74.6% | $2,828-70.1% | $13,390-93.7% |